Make payments from Xero

Streamline business payments with bookkeeping and accounting

Quite simply this is a game-changer

MANAGING PARTNER, LEADING NORTH EAST ACCOUNTANCY FIRM, XERO PLATINUM PARTNER

I run everything now from Xero. Wow!

IRENE DUTCH, DIRECTOR, KOTIKAN LTD XERO CUSTOMER
Features
Benefits
Pricing
Partners

Bank on Xero with CreDec

CreDec allows businesses to share the set-up and scheduling of their payments with designated users – while restricting the ability to authorise those actual payments.
Xero connected app

Delivering a wide range of benefits:

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Uses existing bank account

No new account needed: funds sit in the business bank account or are paid – CreDec doesn’t hold any credit balances

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Instruct payments from Xero

Pending payment transactions are scheduled and appear in CreDec automatically for approval and funding by signatories

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Internet banking, but better

Signatories use existing bank Personalised Security Credentials, at CreDec, to authorise funding from their bank account

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Automated processes

Automatic controls, notifications and alerts for seamless working between accountants, bookkeepers and clients

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Enhanced security

Clear user roles mean only authorised bank signatories can release funds for pre-approved pending payments

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Improve cash flow

Centralising and automating all payments activity on a single business bank account supports better cash flow

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Debits & credits

Works for all payments from and into your bank account from customers for immediate reconciliation

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Collaborative working

Effortless collaboration between accountants, bookkeepers and clients, for all SME accounting, and payroll applications

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Full audit trail

Full transparency, end to end audit trail continuously available of all user activity

Operate your business bank account in Xero

GET STARTED TODAY
Features
Benefits
Pricing
Partners

Transform the way you work in Xero with CreDec

CreDec allows businesses to share the set-up and scheduling of their payments with designated users – while restricting the ability to authorise those actual payments – delivering a wide range of benefits:
Xero connected app

Now you can:

  • Xero bank reconciliation in real time

  • Batch or single payments

  • No bank set up or costs

  • Dynamic flexible approvals

  • Operate any payment cycle as required

  • No bank transaction charges

  • Faster Payments or BACS

  • No second payment account

What is Xero?

Xero is a cloud accounting solution which lets you work wherever, whenever: just log in with your tablet, PC or Mac.

Xero is designed for small businesses and their trusted advisors, helping you to work together.

Automatically import bank statements to see your cash-flow in real time, manage invoices and access reporting – all from within Xero.

Xero Logo & CreDec
Xero Conected App CreDec

How do I connect CreDec and Xero?

Simply follow a few easy steps then use CreDec just like a bank account in Xero with automated reconciliation – instruct payments and use CreDec sign off features to make secure, streamlined payments.

About Xero

Xero is world-leading online accounting software built for small business.

  • Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet or phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.
  • Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims – from anywhere.
  • Get paid faster with online invoicing. Send online invoices to your customers – and get updated when they’re opened.
  • Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.

Try Xero for free.

Xero Partner?

If you are a Xero accountant or bookkeeper and would like to offer your clients the benefits of secure payments, please see our Partners page.

Integrates with Xero

xero connected app logo

Find out more or try 
Xero Accounting Software for free

Operate your business bank account in Xero

GET STARTED TODAY
Features
Benefits
Pricing
Partners

Xero Pricing

A simple access fee and transaction charges for each business customer. Getting started doesn’t need the business’s bank to do anything – there is no set up charge. Transaction pricing is volume based and fixed by payment plan.
Xero connected app

Access Charge

£10pm

Per customer

  • Unlimited virtual accounts
  • No customer minimum term
  • No minimum number transactions

+

Transactions

30p

FPS per transaction

and/or

25p

BACS per transaction

Professional Payment Plan pricing

Get started today
Accreditation Logos for CreDec including n Faster Payments, Bacs Open banking
Features
Benefits
Pricing
Partners

Accountants & Bookkeepers

CreDec secure payment solutions are designed for accountants and bookkeepers, making it easy for you to collaborate effectively with your clients.
Xero connected app

Xero Partners can now:

Access beneficial service plan rates

Access beneficial service plan rates

Automated client notifications

Automated client notifications

Realise new revenue streams

Realise new revenue streams

Integrates with all practice software

Integrates with all practice software

Maximise your business capacity

Maximise your business capacity

Achieve significant efficiencies

Promote your own brand

Accounts payable and receivable

Accounts payable and receivable

Single payments workflow for all clients

Operate your business bank account in Xero

GET STARTED TODAY