Customer Pricing – Accounts Payable

A simple access fee and transaction charges for each business customer. Getting started doesn’t need the business’s bank to do anything – there is no set up charge. Transaction pricing is volume based and fixed by payment plan.

Access Charge


Per customer

  • Unlimited virtual accounts
  • No customer minimum term
  • No minimum number transactions




FPS per transaction



BACS per transaction

Professional Payment Plan pricing

– Transaction charges fixed by accompanying Payment Plan – Accountant Payment Plans are based on transaction volumes and carry a minimum charge from £50 per month inclusive – Fair usage applies (multiple virtual bank accounts, 5 users) – Excludes VAT

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Accreditation Logos for CreDec including n Faster Payments, Bacs Open banking

Automate all business payments, saving time and money

CreDec All in One payment system
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Bank Account

Uses only the business bank account but either business or accountant can pay for CreDec

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Payment Plans

CreDec transaction Payment Plans can be used across multiple customers

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Accounting Partners

Use CreDec with an accounting partner for the lowest transaction charges

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Immediate Processing

Faster Payments by default in real time, with automated accounting bank reconciliation

Make payments from Xero

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