Accreditation Logos for CreDec including n Faster Payments, Bacs Open banking
RTI Payments Partner logo
RTI Payments Partner logo

Streamlining business payments

CreDec lets businesses and accounting partners manage bank payments securely, from and to the business’s bank account, end to end in the cloud.

How CreDec streamlines the payments process

Instruct items for payment

Designated users initiate payments in any application for payment by CreDec

Manage payments

Automatic notifications to authorised users and signatories for approval

Authorise funding

Bank signatories authorise funding from linked business bank account

Accountants & Bookkeepers

  • Manage each client in a flexible workflow

  • Buy transactions across all clients for recharge

  • A single platform and process for all clients’ payments

  • Own-brand CreDec

Get started today.

Our team will find the solution that fits your needs

Contact sales

Key features

CreDec integrates invisibly and requires no set-up or change to the business bank account or authorised signatories – to automate payments effortlessly:

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Use existing bank account

No new account needed – funds remain in the business bank account or are paid – CreDec doesn’t hold any credit balances

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Instruct payments from Xero

Pending payment transactions are scheduled and appear in CreDec automatically for approval and funding by signatories

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Internet banking, joined up

Signatories use existing bank Personal Security Credentials to authorise funding from their bank account

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Automate processes

Automatic controls, notifications and alerts for seamless working between accountants, bookkeepers and clients

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Enhance security

Clear user roles mean only authorised bank signatories can release funds for pre-approved pending payments

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Improve cash flow

Centralising and automating all payments activity on a single business bank account supports better cash flow

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Debits & credits

Works for all payments from and into the business’s bank account with immediate reconciliation

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Collaborative working

Effortless collaboration between accountants, bookkeepers and clients, for all accounting and payroll applications

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Full audit trail

Full transparency of all user activity, with end to end audit trail continuously available

Make payments from Xero

Get started today
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We run all payables in Xero, from our bank account, without using internet banking

Steve Finch
Financial Controller, Bruce Bars

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We can tailor our offering to every client, working from a single partner platform

Managing Partner
Top 100 UK Accountancy Practice

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I can do everything now from Xero.

Irene Dutch