CreDec is supervised and authorised by a number of UK financial and payment regulatory authorities, which together constitute our licence to serve:
Financial Conduct Authority Logo

CreDec is authorised and regulated by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017, as an Authorised Payment Institution (API) Firm Registration Number

Open Banking logo

CreDec is an authorised Open Banking Third Party Provider (TPP) with Account Information and Payment Initiation permissions.

Faster Payments logo

CreDec provides real time payments using the Faster Payment Service (FPS) part of the New Payment System Operator (NPSO) as a direct member of the Faster Payments Scheme.

bacs logo

CreDec is accredited by BACS, the UK Payment System Operator (PSO) part of the UK New Payment System Operator (NPSO): with the BACS payment processor registration number: B30368

Padlock information icon

CreDec is registered with the UK Information Commissioner’s Office as a trading name of Ardohr Limited, registration number: Z2056154 on the Register of Data Controllers at

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